CALIFORNIA PRIVACY RIGHTS ACT (“CPRA”) POLICY
CALIFORNIA PRIVACY RIGHTS ACT (“CPRA”) POLICY
SLG LIFE SETTLEMENTS, LLC
CCA LIFE SETTLEMENTS, LLC
CCA SETTLEMENTS, LLC
This page outlines the policy adopted by SLG Life Settlements, LLC, CCA Life Settlements, LLC, and CCA Settlements, LLC (collectively, the “Company”) to address the California Privacy Rights Act (“CPRA”). Please take notice that the Company collects certain information about you. For more information on the Company’s policies, please refer to the Company’s privacy policy in its handbook:
California’s California Consumer Privacy Act (“CCPA”) and California Privacy Rights Act (“CPRA”) provide California residents with certain rights:
- Knowledge of information collected;
- Deletion of information collected;
- Opt-out of information collected;
- Opt-in of information collected;
- Correction of information collected;
- Go to court;
- Limit use of information collected;
- Not to be discriminated or retaliated against for exercising rights under the law.
Where We Get Your Information From. The Company collects information about you from the following sources: 1) you; 2) internet cookies; 3) third-party sources of demographic information; 4) third-party companies, such as background check companies, prescription database companies; and 5) life insurance companies. Depending on the Company’s interactions with you, we may or may not collect all of the information identified about you.
The Personal and Sensitive Personal Information That We Are Collecting. We are collecting the following information:
- Identifiers, such as name, government-issued identifier (e.g., Social Security number), and unique identifiers (e.g., employee ID);
- Personal information, such as real name, signature, SSN, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, passport number, federal identification authorizing work in the United States, access and/or passcodes, insurance policy number, education, employment, other financial information, medical information, or life insurance information;
- Characteristics of protected classifications under California or federal law, such as age, marital status, gender, sex, race, color, disability, citizenship, primary language, immigration status, military/veteran status, disability, request for leave, and medical conditions;
- Commercial information, such as transaction information and purchase history (e.g., in connection with existing life insurance policies [or purchases from Company]);
- Internet or network activity information, such as browsing history and interactions with our online systems and websites and any personal information that you provide while accessing the Company’s website;
- Geolocation data, such as device location when you access the Company’s website;
- Inferences drawn from any of the Personal and Sensitive Personal Information listed above to create a profile or summary about, for example, an individual’s preferences and characteristics.
How Your Personal and Sensitive Personal Information is Used. We may use Personal and Sensitive Personal Information:
- To operate, manage, and maintain our business;
- To otherwise accomplish our business purposes and objectives, including, for example:
- Life insurance policy servicing;
- Conducting research, analytics, and data analysis;
- Maintaining our facilities and infrastructure;
- Quality and safety assurance measures;
- Conducting risk and security controls and monitoring;
- Protecting confidential and trade secret information;
- Detecting and preventing fraud;
- Performing identity verification;
- Performing accounting, audit, and other internal functions, such as internal investigations;
- Complying with the law, legal process, and internal policies;
- Maintaining records;
- Claims processing;
- Responding to legal requests for information and subpoenas; and
- Exercising and defending legal claims.
- Any other purposes authorized by the California Privacy Protection Agency, California or Federal law.
We may or may not have used Personal and Sensitive Personal Information about you for each of the above purposes.
Sharing of Personal Information. We only share your information with the following third-party entities: life expectancy underwriters, life insurance companies, other life settlement providers, life settlement brokers, life settlement investment funds.
Selling of Personal Information. The Company DOES sell your personal information.
Data Retention. The Company retains the information it receives about you for a period of: five (5) years, unless a shorter or longer period is required by California or Federal law.
For Inquiries and/or to Submit Requests for Information, Deletion or Correction. Please contact either: (1) Ryan Byrd, President, by phone at 412-741-4800, by mail at 417 Walnut Street, Suite 201, Sewickley, PA 15143 or (2) submit your request via this link for inquiries about the Company’s policy, or to submit your requests for information, deletion or correction.